Welcome to the Virtual Assistant Insurance Scheme

The policy offers wide cover in the areas that will need to be covered by all VA's and is provided as a package policy which is being arranged by Hallsdale Insurance Brokers Ltd and underwritten by Sterling Insurance Company Ltd. This insurance is offered in association with The VA Coaching and Training Company who identified specific requirements amongst VA professionals.

The policy includes the following significant covers which are detailed in the policy (view Policy Document PDF here):

All Risks Material Damage Cover:

The policy automatically provides a sum insured of £5,000. This covers Your office equipment and portable office equipment not only at your premises but anywhere in Great Britain, Northern Ireland and the Isle of Man or the Channel Islands.

Public Liability Cover:

The limit of indemnity is £2,000,000. This will cover you if you become legally liable to pay as damages in respect of a) accidental bodily injury to any person b) accidental loss or destruction of or accidental damage to material property c) accidental obstruction, accidental trespass or accidental nuisance resulting in interference with or loss of enjoyment of material property occurring during the period of insurance and arising out of the ownership of the premises or in the course of the business.

Professional Indemnity Cover:

The limit of indemnity is £250,000
The cover is for breach of professional duty by reason of negligence, error or omission happening in connection with the business.

Employers Liability Cover:

The limit of indemnity is £10,000,000
It will pay all amounts which you shall become legally liable to pay as damages in respect of accidental bodily injury to any employee if such injury arises out of and in the course of his employment by you in the business.

Legal Expenses Cover (Optional):

The core areas of cover are: